Understand the requirement
We discuss the amount, purpose, timing and intended outcome.
How we help
A broker who helps structure the transaction
Fundsmart helps clients move from an initial funding need to a clearer proposal that an appropriate funding provider can assess.
Our role
What Fundsmart does
Business funding is not always a matter of completing a standard online application. Different transactions may require different information, structures, security and funding providers.
Fundsmart begins by understanding what the client is trying to achieve. We then consider the nature of the transaction, help organise the relevant information and discuss the possible next step.
Review the transaction
We consider the business circumstances, transaction structure and information available.
Identify a possible pathway
We consider the category of funding and type of provider that may be appropriate.
Prepare the enquiry
We help the client understand what information may be required before the transaction is presented.
Coordinate the process
With the client's authority, Fundsmart communicates with selected providers and helps manage the process.
Where Fundsmart sits
The funding relationship
Stage 1
Business owner or professional adviser
Stage 2
Fundsmart finance broker
Stage 3
Selected bank, non bank, private or specialist funding provider
Stage 4
Provider assessment and decision
Fundsmart manages the broker relationship and assists with the transaction. The selected funding provider makes the final lending decision and advances any approved finance.
Getting started
How the process begins
01
Contact Fundsmart
Provide your name, email, phone number and a brief description of the transaction.
02
Initial discussion
Fundsmart contacts you to understand the purpose, amount, timing and business circumstances.
03
Information review
Where the transaction may be worth progressing, Fundsmart explains the additional information likely to be required.
04
Funding provider approach
With the appropriate authority, Fundsmart may present the structured enquiry to selected funding providers.
Information
Information that may be needed after the first discussion
The website does not require a full finance application. If the transaction is progressed, Fundsmart may subsequently request information relevant to the particular funding requirement.
- Business financial statements.
- Management accounts.
- Business bank statements.
- Asset quotes.
- Sale and purchase agreements.
- Property information.
- Development budgets or feasibility information.
- Details of existing lending.
- Information about repayment or the proposed exit strategy.
The information required will depend on the transaction and funding provider.
Fundsmart is a finance broker, not a lender. Finance is subject to the selected funding provider's assessment, approval, terms and documentation.
Fundsmart assists with business, commercial and investment purpose finance. We do not arrange consumer residential mortgages or personal lending.
Accountants, lawyers and brokers
Working with professional advisers
Refer a client transaction, or work alongside Fundsmart while your client remains your client.
Start with a conversation
Send us the basic details and Fundsmart will contact you to discuss whether the transaction is something we can review.